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Terms of Service & Full Disclaimer

Last Updated: November 7, 2025

1. Acceptance of Terms

By accessing and using this website and any services provided (collectively, "The Service"), you accept and agree to be bound by these Terms of Service ("TOS"). If you do not agree to these terms, you must not use or access The Service. These TOS govern your use of the content, including, but not limited to, all financial data, charts, and information provided herein.

2. User Obligations and Conduct

  • You agree to use The Service only for lawful, personal, non-commercial purposes.
  • You must not scrape, copy, modify, distribute, or otherwise use the data outside of normal viewing and personal reference without express written permission.
  • You warrant that you are at least 18 years of age or possess legal parental or guardian consent, and are fully able and competent to enter into these terms.

3. FULL LIABILITY DISCLAIMER

3.1. Data and Information Accuracy ("As Is" Basis)

The data, prices, charts, and information presented by The Service are compiled exclusively from publicly available historical price data and official issuer publications or other third-party sources believed to be reliable.

  • No Guarantee: The Service does not guarantee that the data is current, complete, or free from errors, omissions, or delays. Data is often subject to delays or revisions by the original sources.
  • "As Is": The Service and all its content are provided "as is" and "as available" without any warranties, express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
  • Risk of Loss: You acknowledge that all investments involve risks, including the total loss of principal.

3.2. Not Financial, Investment, or Legal Advice

The Service is an independent data provider. The information provided is for informational, educational, and general research purposes only.

  • No Advice: The content on this website does not constitute, and should not be construed as, financial, investment, legal, accounting, or tax advice, or a recommendation to buy, sell, or hold any security or financial product.
  • No Fiduciary Duty: The Service does not act as a financial advisor or broker-dealer, and we do not assume any fiduciary duty to any user.
  • Consult a Professional: You must conduct your own due diligence and consult with a qualified financial or investment professional before making any investment decisions. Any reliance you place upon the data or information obtained through The Service is strictly at your own risk.
  • Past Performance: Past performance is not indicative of future results.

4. Laggard Data Notice

Certain data points, including Net Asset Value (NAV), full holdings, underlying options trades, and declared dividends, are sourced directly from the respective fund issuers and may be subject to significant time delays (Laggard Data) depending on the issuer's publishing schedule. The Service cannot control the timeliness of this external data.

5. Intellectual Property

All content, graphics, website design, and underlying code of The Service are the property of the Service Provider or its licensors and are protected by copyright and intellectual property laws. You may not use, reproduce, or redistribute any element of The Service without prior written consent. The display of public data does not constitute a waiver of any of our rights in the design or compilation of The Service.

6. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall the Service Provider be liable for any direct, indirect, punitive, incidental, special, or consequential damages or any damages whatsoever, including, without limitation, damages for loss of use, data, or profits, arising out of or in any way connected with the use or performance of The Service, the delay or inability to use The Service, or for any content obtained through The Service, whether based on contract, tort, negligence, strict liability, or otherwise, even if the Service Provider has been advised of the possibility of damages.

7. Governing Law

These TOS shall be governed by and construed in accordance with the laws of the State of New Jersey, USA, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within Bergen to resolve any dispute or claim arising from these TOS.

8. Changes to Terms

The Service Provider reserves the right, in its sole discretion, to change the TOS under which The Service is offered. The most current version of the TOS will supersede all previous versions. Your continued use of the website after any such changes constitutes your acceptance of the new TOS.